b'< NOTES TO THE FINANCIAL STATEMENTS for the year ended 30 June 2019NOTE 20. CURRENT LIABILITIESEMPLOYEE BENEFITS CONSOLIDATED20192018 $$Annual leave 200,407 140,590Accrued salaries, wages and other benefits 490,081 1,120,735690,488 1,261,325NOTE 21. NON-CURRENT LIABILITIESTRADE AND OTHER PAYABLES CONSOLIDATED20192018 $$Other payablesnon current 123,760 123,760 NOTE 22. NON-CURRENT LIABILITIESBORROWINGS CONSOLIDATED20192018 $$Joint Stock Commercial Ocean Bank 1,499,402 4,323,561Mega International Commercial Bank Co., Ltd 17,880,052 41,483,01119,379,454 45,806,572Refer to Note 28 for further information on financial instruments.TOTAL SECURED LIABILITIESThe total secured liabilities (current and non-current) are shown below. CONSOLIDATED20192018 $$Joint Stock Commercial Ocean Bank 4,498,205 7,205,935Mega International Commercial Bank Co Ltd 31,445,156 63,195,55235,943,361 70,401,487DONACO INTERNATIONAL LIMITED 2019 ANNUAL REPORT 67'